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GBC Budget Checking

If you write only a few checks a month and prefer no minimum balance requirements, this account will save you money:

  • No minimum balance requirement.
  • A low monthly maintenance fee of $3.00.
  • A 15¢ per check charge will apply for each check written.
  • No charge for ATM cards or transactions. (Terminal usage fees at foreign ATM's not included.)
  • Minimum opening deposit of $50.
Branch Manager
customerservice@geobanking.com
(770) 226-8800

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GBC Regular Checking

If you prefer to maintain a minimum balance in your account and not pay monthly maintenance fees, this account is ideal.

  • No monthly maintenance fee with a $300 minimum balance or $750 average monthly balance.
  • If the account balance is less than the minimum amount stated above, a $10 maintenance fee will be assessed.
  • Unlimited check writing.
  • No charge for ATM cards or transactions.
    (Terminal usage fees at foreign ATM's not included.)
  • Minimum opening deposit is $50.
Branch Manager
customerservice@geobanking.com
(770) 226-8800

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GBC Preferred Checking

Preferred Checking is designed for customers who maintain higher balances. Additional benefits are provided to our customers as a loyalty bonus for your relationship.

  • Interest is paid on 100% of the balance.
  • No monthly maintenance fee when you maintain a $5,000 balance in a checking or savings account, or $10,000 balance in a money market or certificate of deposit.
  • If the account balance is less than the minimum amount stated above, a $25 monthly maintenance fee will be assessed.
  • Unlimited check writing.
  • No charge for ATM cards or transactions.
    (Terminal usage fees at foreign ATM's not included.)
  • Minimum opening deposit is $100.
  • Free personalized Preferred Checks.
  • Free Cashier's Checks.
  • Bonus interest rate paid on additional certificates of deposit.
  • Discount on loan rates.
  • Free Notary Service.
  • Free photocopies.
  • No fee charged on Overdraft Protection transfers.
  • Extra benefits for our customers over 50.

In addition to all the benefits listed above, these account holders will receive a higher interest rate paid on the Preferred Checking Account.

Branch Manager
customerservice@geobanking.com
(770) 226-8800

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GBC Interest Checking

Georgia Banking Company will pay for the use of your funds with this interest-bearing account.

  • Interest is paid on 100% of the balance.
  • No monthly maintenance fee with a $500 minimum daily balance.
  • If the account balance is less than the minimum amount stated above, a $10 monthly maintenance fee will be assessed.
  • Unlimited check writing.
  • No charge for ATM cards or transactions.
    (Terminal usage fees at foreign ATM's not included.)
  • Minimum opening deposit is $100.
Branch Manager
customerservice@geobanking.com
(770) 226-8800

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GBC Money Market Account

Earn extremely desirable interest rates and still have access to your funds.

  • Unlimited teller window withdrawals.
  • Minimum opening deposit is $1,000.
  • No maintenance fee when you maintain a $1,000 minimum balance.
  • If the account balance is less than the minimum amount stated above, a $10 monthly maintenance fee will be assessed.
  • Federal regulations restrict the number of third party transactions (checks and electronic debits) to a limit of six per month. A $5.00 fee will be charged for each third party transaction over six.
Branch Manager
customerservice@geobanking.com
(770) 226-8800

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GBC Cash Management