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Effective: October 12, 2018

Account NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Free Kasasa Cash Checkingb, e $100.00
Tier 1 $0.01 2.91% 2.95%
Tier 2 $25,000.01 1.00% 2.95% to 1.39%
GBC Gold Checkingb, d $1,000.00 $0.01 0.75% 0.75%
GBC Platinum Money Marketb, d $100.00 $0.01 1.73% 1.75%
GBC Commercial Money Marketb, d $1,000.00
Tier 1 $1,000.00 0.50% 0.50%
Tier 2 $25,000.00 1.00% 1.00%
Free Kasasa Saverb, e $100.00
Tier 1 $0.01 1.24% 1.25%
Tier 2 $50,000.01 1.00% 1.25% to 1.09%
GBC IRA Savingsa,b $500.00 $500.00c 0.75% 0.75%
90 Day Certificatea* $500.00 $500.00c 1.24% 1.25%
180 Day Certificatea* $500.00 $500.00c 1.83% 1.85%
1 Year Certificatea* $500.00 $500.00c 2.47% 2.50%
18 Month Certificatea* $500.00 $500.00c 2.71% 2.75%
2 Year Certificatea* $500.00 $500.00c 2.96% 3.00%
3 Year Certificatea* $500.00 $500.00c 3.10% 3.15%
4 Year Certificatea* $500.00 $500.00c 3.30% 3.35%
5 Year Certificatea* $500.00 $500.00c 3.44% 3.50%

*Individual Retirement Accounts offered at the same terms.

a)  A penalty may be imposed for early withdrawal.
b)  The interest rate and annual percentage yield may change after account opening.
c)  Daily balance.  The amount of the principal in the account each day.
d)  Fees could reduce earnings on the account.
e)  Qualifiers must be met to earn high APY. If qualifiers are not met, the APY is 0.02%.
Interest Rates and Annual Percentage Yields are current as of October 12, 2018
For current rate information call 770-226-8800 or 770-627-9570

Member FDIC

6190 Powers Ferry Road, Suite 150  Sandy Springs, Georgia  30339
Telephone Number 770-226-8800
1624 N. Expressway Griffin, Georgia 30223
Telephone Number 770-627-9570