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Our Gold Checking account sets the standard for banking. Enjoy competitive interest on your entire balance, plus other benefits like free transfers to cover overdrafts and a rate bump on your CD or IRA.

This checking account provides lots of other advantages as well — like free online banking, mobile banking, and eStatements — to help you keep up with today's fast-paced lifestyle. And you can avoid the $10 monthly maintenance fee by maintaining a daily balance of $500 or more.

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  • Features competitive interest on your entire balance
  • Avoid the $10 monthly maintenance fee by maintaining a $500 minimum daily balance and signing up for direct deposit
  • Unlimited check writing*
  • Free bank stock checks
  • Additional 0.25% APY on CDs or IRAs of $10,000 or more
  • Free transfers from linked savings account to cover overdrafts
  • Free official checks
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • First 4 foreign ATM fees per statement cycle paid by GBC
  • $1,000 minimum deposit to open
  • Competitive rates

Are you an existing deposit customer of Georgia Banking Company?

*Overdraft and Return Item fees may apply.