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Kasasa Saver® works with your Kasasa Cash® account as a built-in savings tool to help you save — without the extra effort. Each monthly qualification cycle, the interest and ATM refunds from your Kasasa Cash account are automatically transferred into Kasasa Saver.

To grow your savings even more, Kasasa Saver pays up to a 0.25% APY*. All you have to do is meet the qualifications of Kasasa Cash each monthly qualification cycle, and we do the rest for you! Could saving be easier? We think not. Do you Kasasa?™


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.25% APY* on balances below $50,000
  • 0.25% to 0.20% APY on balances equal to or greater than $50,000 depending on balance in account*
  • 0.02% APY* if qualifications are not met on Kasasa Cash
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $100 minimum deposit to open
  • Competitive rates

Earning Your Rewards Is a Piece of Cake!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

See our Kasasa Monthly Qualification Cycle dates here.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances below $50,000.00 receive APY of 0.25%; and balances equal to or greater than $50,000.00 earn 0.15% interest rate on the portion of the balance equal to or greater than $50,000.00, resulting in a range from 0.25% to 0.20% APY depending on the account’s balance. Kasasa Cash: Balances below $25,000.00 receive a non-compounding APY* of 0.35% and balances equal to or greater than $25,000.00 earn 0.25% interest rate on the portion of the balance equal to or greater than $25,000.00, resulting in a non-compounding range from 0.35% to 0.28% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.02%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 9/1/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking and electronic statements) may be required to meet some of the account’s qualifications. Limit one account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.