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Effective October 15, 2019

APY = Annual Percentage Yield.  The interest rate and annual percentage yield may change after account opening.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Interest Rate APY
Below $25,000.00 $100 2.23% 2.25%
$25,000.00+ $100 1.00% 2.25% to 1.32%
All balances if qualifications not met $100 0.02% 0.02%

Qualifications

Qualifying for your full rewards requires no more than using the free services that come with your account. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's all. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Interest Rate APY
Below $50,000.00 $100 1.14% 1.15%
$50,000.00+ $100 1.00% 1.15% to 1.08%
All balances if qualifications not met $100 0.02% 0.02%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Deposit Accounts

Account Minimum Opening Deposit Interest Rate APY
GBC Gold Checking $1,000.00 0.75% 0.75%
GBC Platinum Money Market $100.00 1.59% 1.60%
GBC IRA Savingsa $500 0.75% 0.75%

GBC Commercial Money Market Learn More

Minimum Balance to Obtain APY Minimum Opening Deposit Interest Rate APY
$1,000.00 $1,000.00 0.50% 0.50%
$25,000.00 $1,000.00 1.00% 1.00%

Certificates of Deposit (CDs) Learn More

Term Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
90 Day Certificatea $500.00 $500.00c 1.00% 1.00%
180 Day Certificatea $500.00 $500.00c 1.24% 1.25%
1 Year Certificatea $500.00 $500.00c 1.73% 1.75%
18 Month Certificatea $500.00 $500.00c 1.78% 1.80%
2 Year Certificatea $500.00 $500.00c 1.88% 1.90%
3 Year Certificatea $500.00 $500.00c 1.93% 1.95%
4 Year Certificatea $500.00 $500.00c 1.98% 2.00%
5 Year Certificatea $500.00 $500.00c 2.03% 2.05%

Individual Retirement Accounts offered at the same terms.

a)  A penalty may be imposed for early withdrawal.
b)  The interest rate and annual percentage yield may change after account opening.
c)  Daily balance.  The amount of the principal in the account each day.
d)  Fees could reduce earnings on the account.


Interest Rates and Annual Percentage Yields are current as of October 15, 2019
For current rate information call 770-226-8800 or 770-627-9570

Member FDIC

6190 Powers Ferry Road, Suite 150, Sandy Springs, Georgia  30339
Telephone Number 770-226-8800

1624 N. Expressway Griffin, Georgia 30223
Telephone Number 770-627-9570