Effective August 26, 2019
APY = Annual Percentage Yield. The interest rate and annual percentage yield may change after account opening.
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Below $25,000.00 | $100 | 2.47% | 2.50% |
| $25,000.00+ | $100 | 1.00% | 2.50% to 1.38% |
| All balances if qualifications not met | $100 | 0.02% | 0.02% |
Qualifications
Qualifying for your full rewards requires no more than using the free services that come with your account. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
That's all. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver* Learn More
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Below $50,000.00 | $100 | 1.14% | 1.15% |
| $50,000.00+ | $100 | 1.00% | 1.15% to 1.08% |
| All balances if qualifications not met | $100 | 0.02% | 0.02% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Deposit Accounts
| Account | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| GBC Gold Checking | $1,000.00 | 0.75% | 0.75% |
| GBC Platinum Money Market | $100.00 | 1.73% | 1.75% |
| GBC IRA Savingsa | $500 | 0.75% | 0.75% |
GBC Commercial Money Market Learn More
| Minimum Balance to Obtain APY | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $1,000.00 | $1,000.00 | 0.50% | 0.50% |
| $25,000.00 | $1,000.00 | 1.00% | 1.00% |
Certificates of Deposit (CDs) Learn More
| Term | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| 90 Day Certificatea | $500.00 | $500.00c | 1.00% | 1.00% |
| 180 Day Certificatea | $500.00 | $500.00c | 1.49% | 1.50% |
| 1 Year Certificatea | $500.00 | $500.00c | 2.23% | 2.25% |
| 18 Month Certificatea | $500.00 | $500.00c | 2.32% | 2.35% |
| 2 Year Certificatea | $500.00 | $500.00c | 2.42% | 2.45% |
| 3 Year Certificatea | $500.00 | $500.00c | 2.47% | 2.50% |
| 4 Year Certificatea | $500.00 | $500.00c | 2.52% | 2.55% |
| 5 Year Certificatea | $500.00 | $500.00c | 2.57% | 2.60% |
Individual Retirement Accounts offered at the same terms.
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Fees could reduce earnings on the account.
Interest Rates and Annual Percentage Yields are current as of August 26, 2019
For current rate information call 770-226-8800 or 770-627-9570
Member FDIC
6190 Powers Ferry Road, Suite 150, Sandy Springs, Georgia 30339
Telephone Number 770-226-8800
1624 N. Expressway Griffin, Georgia 30223
Telephone Number 770-627-9570